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Frequently Asked Questions
What should I do if I've been in an accident?
Immediately stop at the scene.
Call 911 if there are injuries.
Call the police.
In some areas police authorities may not come to every accident scene. They may consider factors such as the severity and location of the accident. However, you should attempt to notify the police.
Obtain names, addresses, telephone numbers, and driver’s license numbers from all drivers.
Obtain license plate(s) and vehicle identification numbers.
Obtain names, addresses, and telephone numbers of other passengers and any witnesses.
If you have a camera, take photographs of the damage, the position of the cars, and the accident scene.
If the owner of a damaged car or damaged property cannot be located, leave a note with the names and addresses of the driver and owners of the involved cars.
Notify your agent and/or your insurance company immediately.
If anyone is injured or the vehicle damage exceeds $750.00, you must report the accident to the Department of Motor Vehicles within 10 days. Failure to notify the DMV may result in the suspension of your driver’s license.
What actions should I avoid after an accident?
Do not argue with other drivers and passengers. Save your story for the police and your insurance company.
Do not sign statements regarding fault or promises to pay for damage.
If another party offers to pay your deductible, don’t sign anything releasing him or her from further responsibility. By releasing the other party, you jeopardize your insurance company’s subrogation right, and the company may refuse to pay for damage to your car.
Since 1994, The Annual Truck Accident Fatalities Increased By 13%
The annual rate of truck accident fatalities has increased by 13% since 1994. There has been a significant increase in the amount of trucks on the highways since 1994, rising from about 6.6 million to 7.9 million registered trucks. Collisions with trucks account for one out of every eight fatalities on U.S. roadways.
The Respondent Was Suspended In September 1998, a client retained the respondent on a contingent fee basis to represent him in a claim against his own automobile insurance...
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Definition:
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.
Subpoena
Definition:
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
Hearsay
Definition:
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.
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